Vice President, Commercial Lender
Rick Carroll is a vice president and commercial lender at the Terrell location. He has been with American National Bank of Texas since 2006.
“Although it might sound a bit cliché, I tell all my new customers that I may never know their business as well as they do, but it won’t be for lack of trying,” says Rick. “The relationship between a customer and their banker requires confidence, trust and mutual respect. We are their representative and primary contact point in maintaining their banking relationship and in order for us to do the very best job we can for them, it’s essential that we thoroughly understand their banking goals and needs as well as their business and personal goals and objectives. It’s an honor for a customer to entrust us with their banking relationship and we should never lose sight of that fact. I feel that at American National Bank of Texas, that attitude is exemplified throughout our organization.”
With more than 29 years of experience, Rick has served a variety of industries including real estate development and acquisition, manufacturing, trucking and transportation, private and professional banking, energy lending and medical professions.
Rick is a Baylor Alumni Association member, a Terrell Rotary Club past president and international service chairman, a Kaufman County Children’s Advocacy Center Board of Directors past president and current treasurer, a Terrell Chamber of Commerce member and a President’s Club co-chair and former director. Additionally, he serves as a Africa Crossroads mission organization director. His past affiliations include Longview Area Baylor Club president, Baylor Bear Foundation director, Baylor University President’s Council member and the Letourneau University Business Advisory Board member.
Rick has a Bachelor of Arts in sociology and business administration from Baylor University and is a graduate of the Executive Banking Institute.