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Business Analysis Checking

Put your balances to work to offset fees. For businesses with complex needs. Help Me Decide

Business Analysis Checking

Put your balances to work to offset fees. For businesses with complex needs. Help Me Decide

Business Analysis Checking

Ideal business checking account for businesses with higher balances, large transaction volumes, or more complex banking and treasury management needs. Business Analysis Checking offers credit on qualifying balances which can reduce or offset fees.

Features at a glance

  • Monthly service charge of $15.00
  • Monthly banking fees determined by transaction volume and services used which can then be offset by an earnings credit on your checking balance.
  • Access to ANBTX online banking digital services—choose between Cash Management or Treasury Management
  • Low $50 minimum opening deposit

Plus benefits that include

  • Your choice of online and mobile banking services to choose from:
    • Cash Management Online
    • Treasury Management Online
  • Free debit card access for you and your employees (if you choose)
  • Overdraft protection


Business Selection Guide

Find which accounts are right for you with our easy, interactive guide.

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Visit Us In Person

Find a banking center near you.

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Business Digital Services

Our suite of Business Digital Services (or Business Online and Mobile Banking) include all of the banking activities you can do on your computer, tablet, or mobile phone without having to take a trip to a banking center. Choose from three levels of digital services that range from essential to enhanced to advanced––called Business Online, Cash Management Online, and Treasury Management Online, respectively. Each is designed to meet different business banking needs, from  everyday banking to more complex cash and treasury management tasks

Cash Management Online

For businesses that want to do all of the essential transactions but also want to pay employees and vendors via ACH direct deposit, routinely wire money domestically, or grant banking access to others.

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Treasury Management Online

For businesses that typically have some combination of higher deposit balances, larger transaction volumes, and complex banking and treasury management banking needs.

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What You’ll Need to Open an Account

Here’s all the information you’ll need to open your account. 
You’ll need this information for each of your business owners, beneficial owners (25% stake or more), and authorized signers.

For the organization

  • Federal Tax ID
  • Legal business name
  • “Doing business as” name, if applicable
  • Business incorporation details and issue date
  • State registrations, if applicable
  • Business address (both physical and mailing addresses)
  • Business resolution documents

For business owners

  • Name
  • Home address
  • Date of birth
  • Social Security or Tax ID number
  • A copy of your government-issued ID 
  • Business title (Controlling Person only)
  • Ownership percentage (Beneficial Owners only)

Other Business Services to Help Manage Cash Flow

Merchant Services

Accept debit and credit cards quickly and easily
Learn More

Remote Deposit Capture

Deposit multiple checks online, anytime to get funds faster
Learn More

Business Loans

Purchase business vehicles and equipment
Learn More

Business Lines of Credit

Get access to working capital when you need extra financing
Learn More

How Can We Help?

Contact your local ANBTX location to learn more about our business banking solutions.

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Minimum deposit required to open. Transaction items include debits, credits, and deposited items. Additional terms and miscellaneous fees may apply.