Ignite Home Loan

Light a New Path to Affordable Homeownership. Start an Application

Ignite Home Loan

Light a New Path to Affordable Homeownership. Start an Application

$7,500 Closing Cost Grant

3% Down Payment

Reduced Interest Rates

Up to 40-Year Term

Flexible Credit Qualifications

Ignite Your Homebuying Opportunities

Introducing the Ignite Home Ownership Program—available exclusively from ANBTX Mortgage—with benefits specifically designed with larger financing amounts, lower credit guidelines, and a smaller down payment for customers in certain geographic areas. Plus, you get the support of a trusted local community bank who’s been serving the Dallas community for over 148 years.

For a limited time1, you can choose either a reduced interest rate below ANBTX benchmark or you can apply for a forgivable grant up to $7,500 from ANBTX to pay closing costs and other pre-paid expenses. (Always consult a tax advisor for any potential tax implications.) 

Ignite Loan Program Features & Benefits

  • ANBTX grant up to $7,500 for closing costs available2
  • Smaller down payment (can be gifted or granted)
  • Larger financing amounts (up to 97%) and terms (up to 40 years) available*

*E.g., $300,000 borrowed and 480 monthly payments of $1,650.64 at 6.00% interest rate (6.169% annual percentage rate). The estimated payment does not include amounts for taxes and insurance premiums and the actual payment obligation will be greater.3

  • Competitive rates below ANBTX benchmark rate1
  • Lower and alternative credit requirements accepted
  • Online homebuyer education tools and support4
  • Local lending team serving your community
  • Program limited to specific geographic areas5

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