More Personal Loans and Lines of Credit

Take control of your finances. For when you need help to get ahead. Contact Us

More Personal Loans and Lines of Credit

Take control of your finances. For when you need help to get ahead. Contact Us

Personal Loans and Lines of Credit

Whether you have a planned purchase or a surprise expense, you may not always have the funds you need, when you need them. Or maybe you want to simplify and streamline your debt—paying off several high-interest credit card balances with one loan at a lower rate. That’s where a personal loan or line of credit can come in handy, to help you pay for—or pay off—whatever life throws your way. 

a just married sign on the back of a Volkswagen Beetle

Ways to Use a Personal Loan or Line:

  • Consolidate or pay off debt
  • Cover unplanned expenses
  • Pay for a big expense
  • Make home improvements

Unsecured Personal Loan

Purchase a personal item without collateral, based on your credit worthiness.

  • Minimum loan amount of $2,500
  • Fixed interest rate
  • Terms up to 48 months
  • Auto debit discount of 0.50% if auto-debited from an ANBTX checking account

Apply Online Now

Single borrower applicants can apply and close online. Joint borrowers can apply online but must close in person.

A-Line of Credit

Access cash when you need it with a flexible, revolving line-of-credit.

  • Minimum loan amount of $1,000 / Maximum loan amount of $50,000 (transferred in increments of $100)
  • Revolving line-of-credit
  • Use funds again and again, without reapplying    


    Apply Online Now

Single borrower applicants can apply and close online. Joint borrowers can apply online but must close in person.

CD / Investment Secured Loan

Use an ANBTX CD or investment account as collateral for your loan.

  • Minimum loan amount of $2,500
  • Fixed interest rate
  • Terms based type of collateral

Cash Reserve Line

Use for Overdraft Protection and link to your personal checking account to access pre-approved funds when your account is overdrawn.

  • Minimum loan amount of $300 / Maximum loan amount of $10,000 (transferred in increments of $100
  • Fixed interest rate, revolving credit line
  • No charge if you never access your line
  • Eliminate overdraft fees

Enjoy Benefits That Really Pay Off

  • Competitive rates and terms
  • Quick decision-making and processing
  • Local lending team serving your community

a woman doing her finances

Here’s a list of helpful documents to have with you when applying/completing your loan

Remember, you may need more than what’s listed below to finalize your loan or application.

  • Proof of identity
  • Proof of income
  • Credit and banking history

a man applying for an ANBTX personal loan

How Can We Help?

Contact us to talk more about our lending solutions.