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Josh McKee has built his career supporting Dallas businesses. His approach is the same today as it was when he started—focus on the relationship, not the transaction. But as bank consolidation accelerates and out-of-state ownership rises, he believes his style of relationship banking is becoming both rare and more valuable.
As Dallas regional president for American National Bank of Texas (ANBTX), McKee leads the bank’s expansion in one of North Texas’s most competitive markets. His approach is simple—build strong local teams, deepen client relationships and keep decisions local.
“With fewer locally owned banks remaining, we aim to be the premier financial partner for businesses in Dallas,” McKee said. “We’re building on ANBTX’s more than 150 years of excellence in North Texas by listening first, understanding our clients’ goals and making decisions locally, because what works elsewhere doesn’t always work here.”
McKee brings over 15 years of Dallas banking experience focused on owner-operated businesses across diverse industries. He has seen consolidation reshape the local banking landscape, often disrupting relationships and shifting decision-making away from the market it serves.
That’s why, for Josh, the decision to join ANBTX—a bank steeped in community with a local-first approach—was a simple one.
Founded in 1875 in Terrell, Texas, ANBTX is among the oldest and largest independently owned community banks in the state, with over $5.5 billion in assets. While many North Texas banks have been acquired, ANBTX has remained independent, which McKee says strongly resonates with business owners.
“Independence allows us to stay close to our clients,” he said. “Decisions are made by people who know the market and understand the nuances of doing business here. We get to focus on our customers’ needs, not the needs of a boardroom that’s in another state.”
Leading Growth in a Consolidating Market
McKee joined ANBTX as part of a broader investment in local leadership across Dallas and Frisco. In January 2026, the bank added seven professionals to its commercial banking team, including McKee, two market presidents and four experienced bankers with deep North Texas roots.
Together, the group brings over a century of relationship-driven banking experience, much of it from legacy local institutions later acquired by out-of-state banks.
“These bankers have spent their careers here,” McKee said. “They understand Dallas, and they understand why local decision-making still matters.”
In his role, McKee focuses on growing new business and empowering bankers to serve clients without unnecessary approval layers. He works closely with newly appointed North Dallas Market President Brian Bertcher, his former colleague at Veritex Community Bank and Colonial Bank, as well as the legacy commercial bankers and teams that have helped make ANBTX one of the premier business banks in North Texas.
“Growth matters,” McKee said. “But it has to be the right kind of growth. We’re building relationships for the long term, not chasing short-term wins.”
This philosophy aligns with ANBTX’s broader strategy under Senior Executive Vice President and Chief Strategy Officer Steve White, a longtime Dallas banking leader. The leadership team is expanding the bank’s presence while preserving its community-banking foundation, with Dallas playing a central role in its next chapter.
“Every business is different,” McKee said. “But when relationships are disrupted, business owners notice. They want stability. They want certainty. They want to know who they’re calling and that the person on the other end understands their business.”
Building the Next Chapter
For McKee, joining ANBTX is an opportunity to help shape the future of a more than 150-year-old community bank while remaining true to the values that have defined its success. “We’re staying independent. We’re staying local. And we’re staying focused on our clients,” he said. As Dallas continues to grow and evolve, McKee is exactly where he wants to be. “Dallas is a relationship city,” he said. “That hasn’t changed, and in banking, trust is still everything.”