Basic Business Checking

Start or grow your business with us. Without worrying about a monthly fee. Help Me Decide

Basic Business Checking

Start or grow your business with us. Without worrying about a monthly fee. Help Me Decide

Basic Business Checking

Ideal checking account for new and growing small businesses with a low-to-steady volume of banking activity. Avoid a monthly service fee by enrolling in electronic statements or maintaining a low, minimum balance. 

Features at a glance

  • Monthly service charge of $5.75 or $0
  • Service charge is waived if you:
    • Keep a $2,000 minimum balance OR
    • Sign up for electronic statements
  • 200 transactions per month at no charge
  • Low $50 minimum opening deposit

Plus benefits that include

  • Your choice of online and mobile banking services to choose from:
    • Business Online
    • Cash Management Online
    • Treasury Management Online
  • Free debit card access for you and your employees (if you choose)
  • Overdraft protection



SOLE PROPRIETORS can open Basic Business Checking Online

You'll need the following to apply:

  • Business Tax ID
  • Business documents (document upload required)
  • Assumed name certificate (filed in the county where the business operates) - if the business name does not include the last name of the owner
  • Personal information - Social security number, date of birth, government issued ID—for everyone on the application including owners with 25% or more ownership of the business

Open Account

Business Digital Services

Our suite of Business Digital Services (or Business Online and Mobile Banking) include all of the banking activities you can do on your computer, tablet, or mobile phone without having to take a trip to a banking center. Choose from three levels of digital services that range from essential to enhanced to advanced––called Business Online, Cash Management Online, and Treasury Management Online, respectively. Each is designed to meet different business banking needs, from  everyday banking to more complex cash and treasury management tasks.

What You’ll Need to Open an Account

Here’s all the information you’ll need to open your account. 
You’ll need this information for each of your business owners, beneficial owners (25% stake or more), and authorized signers.

For the organization

  • Federal Tax ID
  • Legal business name
  • “Doing business as” name, if applicable
  • Business incorporation details and issue date
  • State registrations, if applicable
  • Business address (both physical and mailing addresses)
  • Business resolution documents

For business owners

  • Name
  • Home address
  • Date of birth
  • Social Security or Tax ID number
  • A copy of your government-issued ID 
  • Business title (Controlling Person only)
  • Ownership percentage (Beneficial Owners only)

Other Business Services to Help Manage Cash Flow

How can we help?

Contact us to learn more about our business banking solutions.