When the perfect home isn’t available, why not build it—and ANBTX is here to help you do just that. Whether you’ve already found your lot or are just starting to sketch out your vision, our construction financing options can turn your blueprint into reality. As your North Texas community bank, we offer competitive rates, flexible terms, and trusted local expertise to guide you through every phase of the homebuilding process.
Explore two great options—designed to fit your needs, your timeline, and your goals.
Prefer simplicity and predictability? Our One-Time Close Construction Loan combines both construction and permanent financing into a single application, approval, and closing—saving time and money.
Why Choose One-Time Close?
This streamlined solution minimizes paperwork and uncertainty, helping you move from foundation to front door with confidence.
If you’re ready to break ground but want to keep your permanent financing options open, our Interim Construction Loan provides short-term funding just for the build.
Interim Construction Loan Features:
This option is ideal for borrowers who plan to secure separate permanent financing at a later date, giving you the flexibility to finish your build and then refinance on your terms.