Improvement Loans

Home Improvement Loans

Love where you live but want to make it even better? An ANBTX Home Improvement Loan helps you finance renovations, repairs, and upgrades—all with one convenient loan.

• Finance home renovations without tapping into your first mortgage
• Loan amounts from $25,000 up to $600,000 depending on lien position
• Flexible terms up to 30 years with fixed interest rates
• Available for primary residences and investment properties in North Texas
• Funds distributed at closing or in draws, depending on the project
• General contractor required for larger projects
• Local approvals and personalized service from start to finish

Whether you're modernizing a kitchen, adding outdoor living space, or upgrading a home office, ANBTX offers the financing you need to make meaningful improvements that add comfort, value, and enjoyment.

Purchase Plus Improvement Loans

Found a home that has great bones but needs some work? With an ANBTX Purchase Plus Improvements Loan, you can finance both the purchase of your home and the cost of renovations—all in a single mortgage.

Highlights of Our Purchase Plus Improvements Loans:

• Buy and renovate with one loan, one application, and one closing
• Finance improvements up to 50% of the home’s purchase price
• Fixed-rate financing with up to 30-year terms
• Available for owner-occupied properties in North Texas
• Draw process available to fund renovations as they’re completed
• General contractor required for managing renovations
• Streamlined process from contract to closing with expert local support

Perfect for buyers who want to personalize their new home or turn a "nearly perfect" property into their dream home, this solution saves you time, paperwork, and extra costs.