- Interest is compounded and paid monthly on collected funds.
- Six withdrawals permitted each month at no cost. A $5 fee is assessed on additional withdrawals over six.
- Link your account to your business checking account for overdraft protection.
It’s important to make saving a part of doing business. And we have several options to help you save for your business goals.
Easy and immediate access to your business savings with the flexibility to deposit and withdraw money when you want—and earn competitive interest rates. Link your account to your business checking account for Overdraft Protection.
Business Basic Savings
Business Preferred Investment
Business Star Investment
Business Platinum Money Market
Best for business owners who...
|Maintain a low to moderate balance||Maintain a moderate to high balance||Maintain a high balance||Maintain a high account balance or want to take advantage of high combined balances|
Minimum to open
Monthly service fee
$5 or $0
$10 or $0
$15 or $0
$30 or $0
Minimum balance requirement to avoid monthly service fee
$2,000 Daily or
$5,000 Average Monthly
$25,000 Daily or
$50,000 Average Monthly
$100,000 Daily or
$250,000 Average Monthly in Combined Qualifying Balances (Checking, Savings, Time, and Credit)
If locking in an interest rate for a period of time makes more sense to save for your business goals, ANBTX offers traditional time deposits, also known as Certificates of Deposit (CDs) with a variety of terms.
For businesses with a lot of excess cash, you may also choose to participate in our CDARs program. It’s a smart and easy way to access FDIC insurance on all of your deposits.
Instead of opening CD accounts at multiple banks to secure FDIC insurance, you can do it all here at ANBTX. As a CDARS Network member, you’ll work directly with us to place your funds into CDs issued by other financial institution members of the CDARS Network in increments below the FDIC insurance maximum of $250,000 so that both the principal and interest are eligible for FDIC insurance.
Contact us to learn more about Business Savings Options.
Minimum deposit required to open. Additional terms and miscellaneous fees may apply. Certain savings and money market account transfers and withdrawals may be limited by governement regulation. Other restrictions may apply.
Penalty for early withdrawals from Certificates of Deposit (CDs).
CDARs funds may be submitted for placement only after a depositor enters into the CDARS Deposit Placement Agreement with American National Bank of Texas. The agreement contains important information and conditions regarding the placement of funds by us. The Community Investment benefit applies to some but not all types of CDARs transactions. CDARS is a registered service mark of Promontory Interfinancial Network, LLC.