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Merchant Card Services

Merchant services from American National Bank of Texas expands your payment options by allowing you to accept Visa, MasterCard, Discover, Diners Club, and American Express credit cards as well as debit cards and EMV chip cards. Accepting these cards can help boost your bottom line and attract new business.

Through our strong partnership with First American Payment Systems, American National Bank of Texas offers everything you need for credit and debit card processing, including state-of-the-art equipment, PCI Compliance, and security features. Our 24/7/365 Texas-based customer support is always available to help answer questions or resolve any issues that may arise.

Advantages of our merchant card services processing include:

  • If First American Payment Systems cannot meet or beat your current credit card processing costs, they will send you $250.*
  • Free online reporting
  • No batch fees
  • Personal Account Manager
  • Next day funding available
  • Offer the convenience customers expect
  • Improve your cash flow with the ability to accept credit and debit card payments 
  • Exceptional service with a Texas-based multilingual customer support team available 24 hours a day, 365 days a year

EMV chip card friendly services

To improve financial security, EMV chip cards (also known as chip-and-PIN or smart cards) have become the new global standard for credit card services. EMV stands for Europay, MasterCard, and Visa, the three companies that originally created the standard. The chip technology helps reduce point-of-sale fraud. Unlike magnetic-stripe cards, when an EMV chip card is used, the chip creates a unique transaction code that cannot be used again.

ANBTX Merchant Services enables you to accept EMV chip cards.

Contact your American National Bank of Texas relationship manager or Treasury Management Services at 1.800.837.6584 or for more information.

*To qualify you must provide at least two (2) current merchant statements and your current POS system must be compatible with one of our front-end platforms. Offer valid for all merchants who have not received payment from a like offer within the last 12 months and who do not currently have a merchant account with First American Payment Systems. All funds will be paid in the form of a Visa® gift card. Limit one offer per merchant relationship/business entity. Certain merchant restrictions and eligibility requirements apply.

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