FDIC-Insured — Backed by the full faith and credit of the U.S. Government
Find the Right Place for Your Savings.
It pays to save with American National Bank of Texas. Whether you're building an emergency fund or planning for the future, we offer a range of saving options to help you grow your money securely-from traditional savings accounts to ANBTX Certificates of Deposit (CDs) and ANBTXtra Money Market Accounts. Enjoy competitive rates and flexible terms that fit your goals, whatever they may be. After all, we’re more than just a bank. We’re Your Bank. For Life.®
Current Specials to Help You Save More.
Get Consistent Long-Term Growth You Can Count On.
Youth Savings | Basic Savings | Preferred Investment | Star Investment | |
|---|---|---|---|---|
| Account Description and Features | ||||
Best for Customers Who: | Are under 18 years of age and want to start saving. | Are just getting started on a savings plan and expect to maintain a low to moderate balance. | Maintain a moderate to high balance. | Maintain a high balance. |
| Monthly service fee | $0 | $5.00 or $0 | $10.00 or $0 | $15.00 or $0 |
Interest Tiers | No tiers. | No tiers. | 4 Tiers3 | 4 Tiers3 |
Our Savings Accounts Come With More Than You Think.
Access, track, and move money easily whenever and where you need to without ever having to step into a bank branch.
Manage your finances on the go with online & mobile banking.
Organize all your financial information in one place for free with MoneyHDTM.
Rest easy knowing your savings are federally insured.
Get expert help to create savings strategies built around your goals.
Meet Your Next Bank For Life.
North Texans dream big. At ANBTX, make those dreams possible. For 150 years, we’ve been North Texas’ bank for building a home, a business, a community; growing a career, a family, a life. From the everyday dream to the unimaginable. For generation after generation of North Texans who live here, bank here, and work here, we’ve been empowering possible…and we’re just getting started.
See What ANBTX Customers Say.
We pride ourselves on serving you wherever you are but don't take our word for it.
Hear what a few of our customers across North Texas have to say.
"I cannot say enough wonderful things about this bank. The customer service Jane Jones and the other employees provide us with is over the top! A full service bank with a home town feel. There is just no comparison! So, if you aren’t currently receiving the service you like, make the switch. Best thing we ever did in our business."
-Patti Paull
"Real people who are capable of making real time decisions and able to analyze your banking needs and fine tune their professional services to create the perfect fit. With them it's like getting a fine tailored suit that fits perfectly compared to other 'wish they were banks' that only have a one size Don't fit all."
-Kenneth Luke
"We have been with ANBTX since 25 years when we first moved to Kaufman. The staff has treated us exceptionally well, especially Steve Robertson and Amber Dotson. No complaints and love the feel of local small banks!"
-Countryside Inn
"My friendly home town bank.....always was, still is. Even if the staff is not familiar with you they act as if they have known you forever. If I ever get rich.... I will keep all my money there!!!!"
-Deborah Jones
Click the button below to talk to a banker about what account best fits your needs.
Get Started
Minimum deposit required to open. Additional terms and miscellaneous fees may apply. Certain account transfers and withdrawals may be limited by government regulation.
1APY = Annual Percentage Yield as of 02/10/2025 and subject to change until CD is opened. $1,000 minimum balance required to open Standard CD. $100,000 minimum required to open Jumbo CD. Interest is compounded and paid quarterly and at maturity. Once opened, the CD rate will not change until maturity. Fees may reduce earnings. Penalty for early withdrawal.
2Promotional Annual Percentage Yield (APY) and regular published variable APY valid as of April 21, 2025. Minimum $25,000 required to open. No interest on collected balances below $10,000. $30 monthly service charge for balances below $10,000. Not available for public funds. Fees may reduce earnings. Promotional interest rate/APY established for 90 days from day of account opening. After 90 days, interest rate/APY may revert to current offered interest rate/APY and subject to change at any time.
*FDIC Insured up to the maximum applicable limits.
